Workers Compensation claim

We have recently come across a Workers Compensation claim case and would like to share with you some useful information.



1. If a worker is injured at work, the employer must notify their Scheme Agent within 2 working days to avoid paying an excess payment equals to 1 week wage.

2. The scheme agent will only pay a limit of benefit for a provision claim before a full claim is lodged.

3. For full claim the employer must submit an Employer Injury Claim Report and the employee injured must submit a Worker’s Injury Claim Form.

4. If there is no relevant award to apply to the employee injured the scheme agent may only pay a % of the wage rate not the full wage rate.

5. An occupational rehabilitation plan must be worked out for the employee injured to return to work.

6. Claim Number must be provided to the hospital if the employee injured is hospitalized and any medical practitioners who attend and provide follow up consultations to the employee injured. The employee injured does not need to make any payments and GIO will reimburse them with the expenses.



Note: Different scheme agents have different polices on workers compensation claims. Please refer to your scheme agent for details should you require to make a claim.

Commerical Property

In the recent reading from few article about the retail property rental market, we sum up the following points we discuss.
According the big landlords like AMP, Westfield, Centro, they do have 125 leases expire annually & for retail property renew on contact the following items can be aware & do make a favorable lease for business owners.
1) Rental cost not actually goes down , instead bouns & free rent period does offer, so bargain for it
2) Retail sales not fully recover, landlord will offer financial assistance for tenants.
3) Disucss your new lease contact with your landlord 9 months before the old expired, this may get a better result
4) Try to set down the contract for the next couple of year while rent are cheap now.

Home Seeking - Day 2 Service providers

Seeking a property may require services and advices from different types of professionals such as accountants, real estate agents, mortgage brokers, solicitors etc. According to my personal experience, accountants would be my first point of contact who would advise me on my financial position, tax implications and entitlements to government benefits, if any, and provide a general knowledge for the steps in my property purchase planning; and / or refer me to reliable real estate agents, mortgage brokers / banks and solicitors etc.

While looking for my dream home through real estate agents, my next step would be meeting with mortgage brokers / banks to have assessment on my capability in borrowing; and compare terms and interest rates that are most favorable to me and suit my needs. It is important to know the amount of mortgage that I can get and serve before committing in buying a property. This would help me to find the property that I like and within my budget.

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Seeking your dream home within your capability