Workers Compensation claim

We have recently come across a Workers Compensation claim case and would like to share with you some useful information.



1. If a worker is injured at work, the employer must notify their Scheme Agent within 2 working days to avoid paying an excess payment equals to 1 week wage.

2. The scheme agent will only pay a limit of benefit for a provision claim before a full claim is lodged.

3. For full claim the employer must submit an Employer Injury Claim Report and the employee injured must submit a Worker’s Injury Claim Form.

4. If there is no relevant award to apply to the employee injured the scheme agent may only pay a % of the wage rate not the full wage rate.

5. An occupational rehabilitation plan must be worked out for the employee injured to return to work.

6. Claim Number must be provided to the hospital if the employee injured is hospitalized and any medical practitioners who attend and provide follow up consultations to the employee injured. The employee injured does not need to make any payments and GIO will reimburse them with the expenses.



Note: Different scheme agents have different polices on workers compensation claims. Please refer to your scheme agent for details should you require to make a claim.